I just caught up reading this month’s issue of Money Magazine. They had a quick little blurb called “What not to buy on credit.” It turns out that credit card companies are doing a bit of actuarial research and have discovered that they can identify credit risks in some non-traditional ways: where you shop.

According to the article some major credit card issuers “now factor in where people use their cards when making decisions to cancel credit lines or slash spending limits.”

Things you shouldn’t buy on credit
The credit card companies aren’t offering the information and won’t indicate which types of establishments cause the black marks. Thanks to Money Magazine we do know a few of places to use cash (actually most of them should probably be avoided altogether) rather than credit cards. Money Mag uncovered a lawsuit that showed a Creditor who dinged their cardholders for making purchases at bars, nightclubs, billiard halls, and oddly enough marriage counselors.

I understand that they are trying to minimize their risk, but do you think they are taking it too far by hitting those who need marriage counseling?